Be it a basic question about plain-vanilla retirement, something sexy like early retirement, or my obsession with U.S. Treasury bonds, we want to know your questions about money. Send your money questions to podcast@StayWealthySanDiego.com. You can hear all sorts of great financial planning questions answered on this week’s Stay Wealth San Diego podcast.
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Assumptions
I recently ran the numbers on my own financial plan, using Define Financial‘s software of choice. A snippet of the results follow. I did this exercise because I wanted to know if it made sense to sell our house sooner rather than later. According to the financial planning software, there was a distinction. Apparently, I […]
Just Say “No” to Dividend Investing
Getting cash payments from your investments makes a great story. But, when it comes to focusing on dividend-paying stocks, the numbers simply aren’t there. There are better investments available, offering: Higher investment returns Greater diversification Lower cost Fewer taxes More flexibility In this episode of the Stay Wealthy retirement podcast we talk about all of the […]
FPA NexGen Gathering is a Must
All young financial planners need to go to the Financial Planning Association (FPA) NexGen Gathering. That’s just my opinion. But, bear in mind, I’ve been to a handful of conferences: Bogleheads® Conference Ritholtz’s Evidence-Based Investing (EBI) West FinCon FPA Minnesota Symposium JunXure’s conference many Dimensional Fund Advisors (DFA) events a handful of Fidelity events the […]
Tax Planning from Sheryl Rowling, CPA, PFS
Sheryl Rowling is a practicing financial advisor, tax ninja, and creator of Total Rebalance Expert (TRX). She gave a summary of the new tax changes at a recent quarterly meeting of the San Diego Financial Planning Association. Here are a few takeaways from her talk. Bunching Deductions in Alternating Years Bunching deductions is certainly not […]
Save More Money with a Roth
Roth vs. Traditional. It’s a debate as old as time. Well, not really – but it’s an important financial planning question. Most of the time, I’m a big advocate for the Roth for most people. How come? With a Roth, you literally save more money. Yes, but Jon, what about the optimal strategy where you […]