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Jon Luskin, MBA, CFP® ● Financial Planner ● Author ● Speaker

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Why California Rental Property is Not a (Historically) Great Investment

August 21, 2018 By Jon Luskin

Why California Rental Property is Not a (Historically) Great Investment

EXECUTIVE SUMMARY Investors in illiquid real estate should be compensated with investment returns above what U.S. stock market investors receive. This is because real estate is illiquid – whereas U.S. large cap stocks are highly liquid. Historically, U.S. stocks market investors received an investment return of roughly 10% per year. Therefore, investors in illiquid real estate should […]

Story People

July 24, 2018 By Jon Luskin

Recently, I was wasting some time on the Twitternets. I came across the following exchange: Every single academic study ever done has concluded that REITs outperformed private real estate investment. – Dr. Brad Case — Blair H duQuesnay (@BlairHduQuesnay) June 21, 2018 Interesting. Please forward the research Not surprised though. More and more research is […]

Just Say “No” to Dividend Investing

July 3, 2018 By Jon Luskin

Getting cash payments from your investments makes a great story. But, when it comes to focusing on dividend-paying stocks, the numbers simply aren’t there. There are better investments available, offering: Higher investment returns Greater diversification Lower cost Fewer taxes More flexibility In this episode of the Stay Wealthy San Diego podcast we talk about all […]

There’s So Much Good Information Out There

June 6, 2018 By Jon Luskin

You know you’ve made it when you’re on a podcast. I say this joking, as I now have the pleasure of announcing my new role as co-host on the Stay Wealth San Diego podcast. You can check out the episode below: As I was reviewing the episode (you’re allowed to listen to your own podcast, right?), it […]

Looking at Everything: Or Why High-Yield Bonds are a Garbage Asset Class

May 20, 2018 By Jon Luskin

Looking at Everything: Or Why High-Yield Bonds are a Garbage Asset Class

I remember when I was first learning about investing. I was having a conversation with another advisor about high-yield bonds. His approach went something like this: Live off the coupon! If you hold the high-yield bonds forever, who cares if the bonds fluctuate in value!? Don’t Evaluate Assets in Isolation The above logic is rife […]

When Should You Take Your RMD?

March 15, 2018 By Jon Luskin

Recently, a client asked if they should be taking their RMDs at the beginning of the year. Given the market’s recent upward performance, a market correction is due, thought the client. By that logic, it should make sense to take the RMD sooner rather than later, right? Perhaps, let’s see what the numbers say. I […]

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Recent Posts

  • The Cruel Math of Inflation on Stagnant Wage Growth for Late-Stage Earners
  • Case Study: Account Distribution Hierarchy for Mortgage Paydown in Retirement
  • How to Save on Taxes
  • Do I Even Need Life Insurance?
  • Why California Rental Property is Not a (Historically) Great Investment

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