• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar

Jon Luskin, CFP® ● Hourly Advice for Do-It-Yourself Investors

Hourly Advice for Do-It-Yourself Investors

  • Home
  • About
  • Work with Jon
  • Blog
  • Bogleheads® Live
  • Publications
  • Speaking
  • Reading List

mortgage arbitrage

Should I Prepay My Mortgage If Interest Rates Are Increasing?

April 14, 2022 By Jon Luskin 2 Comments

Rising interest rates in 2022 may make mortgage arbitrage profitable

Calculations are needed to find out if making money by not prepaying a mortgage, but using cash to invest instead – would be profitable.

More Risk for Less Return: Why Paying Off Debt – If Investing in Bonds – Make Sense; or Mortgage Arbitrage with Low Interest Rates

October 2, 2021 By Jon Luskin 9 Comments

SUMMARY: Pay off debt if bonds make up any part of your investment portfolio. Even with a portfolio as aggressive as 90% stocks and just 10% bonds, anything with a non-zero interest rate should be paid off. This idea – to prepay debt if investing in bonds – comes as a surprise to those investors […]

Primary Sidebar

Is a One-Day Financial Review Right for You?

Get Your Free Assessment ➔

Get in Touch with Jon Luskin, CFP®

  • Email
  • LinkedIn
  • Twitter

Sign Up for New Blog Posts & Podcasts Delivered to Your Inbox

What I’m Reading Right Now

Recent Posts

  • Bogleheads® Live 37: Christine Benz on ‘How much can I spend in retirement?’
  • Bogleheads® Live 36: Mike Piper on ‘After the Death of Your Spouse’
  • Bogleheads® Live 35: Bill Bengen on the 4% Rule of Thumb
  • Bogleheads® Live 34: Cameron Huddleston on talking to your parents about their finances
  • Bogleheads® Live 33: Colleen Jaconetti on Rebalancing Your Portfolio

Categories

  • Bogleheads® Live
  • Bonds
  • Financial Planning
  • FIRE, FI, Early Retirement
  • Investing
  • Practice Management
  • Real Estate Investing
  • Tax Planning

Jon Luskin, CFP® Follow

Hourly Advice for Do-It-Yourself Investors. '@Bogleheads® Live' host. Advice-Only #CFP®. #fiduciary. @SDFLC volunteer. Tweets ≠ Advice. https://t.co/GJqMxem3Cr

JonLuskin
jonluskin Jon Luskin, CFP® @jonluskin ·
57m

Who's got a silly analogy about #investing in municipal #bonds?

This guy!

While you could dine at an all-you-can-eat steakhouse, you may not neccesairly want to.

(1/3)

Reply on Twitter 1621976896022913024 Retweet on Twitter 1621976896022913024 Like on Twitter 1621976896022913024 Twitter 1621976896022913024
jonluskin Jon Luskin, CFP® @jonluskin ·
7h

Secure Act 2.0 thoughts:

With employer Roth contributions now avaiable, will more custodians make Roth individual 401(k)s available as part of their protoype (pre-approved) plans?

Right now, only Vanguard offers Roth individual 401(k)s. (Correct me if I'm wrong.)

#taxes #401k

Reply on Twitter 1621886515000360960 Retweet on Twitter 1621886515000360960 1 Like on Twitter 1621886515000360960 5 Twitter 1621886515000360960
jonluskin Jon Luskin, CFP® @jonluskin ·
3 Feb

All else being equal, owning a big, expensive home can make (early) #retirement more difficult.

Reply on Twitter 1621614627502030849 Retweet on Twitter 1621614627502030849 1 Like on Twitter 1621614627502030849 18 Twitter 1621614627502030849
Load More

Is the One-Day Financial Review right for you?


Get Your Free Assessment ➔

Disclosures & Legal

Jon Luskin is a registered investment adviser in the states of Arizona, California, Florida, Louisiana, Massachusetts, New York, North Carolina, Pennsylvania, Texas, Virginia and Washington. The Adviser may not transact business in states where it is not appropriately registered, excluded or exempted from registration. Currently, there are no states where the adviser is not appropriately registered, excluded or exempted from registration – allowing the adviser to work with anyone in any state. Individualized responses to persons that involve either the effecting of transaction in securities, or the rendering of personalized investment advice for compensation, will not be made without registration or exemption.

Copyright © 2023