David Blanchett answering questions on retirement planning.
retirement
Bogleheads® Live ep. 9: Mike Piper on Social Security
Mike Piper, CPA answers questions from the Bogleheads ® on Social Security, investing, and more.
The Cruel Math of Inflation on Stagnant Wage Growth for Late-Stage Earners
I’ve come across two distinct clients recently who were experiencing identical issues. Both clients were single women on the cusp of retirement. And, as with almost every middle-class American, these two distinct clients faced an identical situation: They had not saved enough money. The simple (obvious?) solution to their savings shortfall was to downgrade their […]
Spend Less or Save More?
I was sitting in on a presentation by Nobel Laurette Robert Merton who made the comment that not saving enough money (insufficient savings) is the same thing as spending too much money. Given a fixed income, saving more money means spending less money. And spending less means saving more. Income = Spending + Savings So, telling […]