Recently, I was wasting some time on the Twitternets. I came across the following exchange: Every single academic study ever done has concluded that REITs outperformed private real estate investment. – Dr. Brad Case — Blair H duQuesnay (@BlairHduQuesnay) June 21, 2018 Interesting. Please forward the research Not surprised though. More and more research is […]
Financial Planning
Financial Planning Mailbag
You can hear all sorts of great financial planning questions answered on this week’s Stay Wealth San Diego podcast.
Assumptions
I recently ran the numbers on my own financial plan, using Define Financial‘s software of choice. A snippet of the results follow. I did this exercise because I wanted to know if it made sense to sell our house sooner rather than later. According to the financial planning software, there was a distinction. Apparently, I […]
Tax Planning from Sheryl Rowling, CPA, PFS
Sheryl Rowling is a practicing financial advisor, tax ninja, and creator of Total Rebalance Expert (TRX). She gave a summary of the new tax changes at a recent quarterly meeting of the San Diego Financial Planning Association. Here are a few takeaways from her talk. Bunching Deductions in Alternating Years Bunching deductions is certainly not […]
Save More Money with a Roth
Roth vs. Traditional. It’s a debate as old as time. Well, not really – but it’s an important financial planning question. Most of the time, I’m a big advocate for the Roth for most people. How come? With a Roth, you literally save more money. Yes, but Jon, what about the optimal strategy where you […]
Spend Less or Save More?
I was sitting in on a presentation by Nobel Laurette Robert Merton who made the comment that not saving enough money (insufficient savings) is the same thing as spending too much money. Given a fixed income, saving more money means spending less money. And spending less means saving more. Income = Spending + Savings So, telling […]